NYSE trade advice (B): US financial stock | 6-7% gain | USA stock trading idea on 3rd Feb 2026

Date
February 3, 2026
Analysed By
Naranj Capital Research Desk
Stock Market
NYSE, United States of America

Trading Tips for US Stocks

  • Buy
  • Buy
    Range
  • Target
  • Stoploss
  • Upside
    Potential
  • Trade
    Duration
  • Enova International
  • 168 - 172
  • 182 - 185
  • Below 156
  • 6% - 7%
  • 12 - 14 Days
  • Locked Image
    Locked Image
    Locked Image
    Locked Image

    6% - 7%

    12 - 14 Days

  • Buy
    Enova International
  • Buy
    Range
    168 - 172
  • Target
    182 - 185
  • Stoploss
    Below 156
  • Upside
    Potential
    6% - 7%
  • Trade
    Duration
    12 - 14 Days
  • Locked Image
    Locked Image
    Locked Image
    Locked Image

    6% - 7%

    12 - 14 Days

    * Once the first target hit, reset the StopLoss at your buying price.

    Enova International (NYSE: ENVA) - Stock Overview

  • NYSE Code
  • Stock Name
  • Sector
  • 52 Weeks High
  • 52 Weeks Low
  • ENVA
  • Enova International
  • Financial Services
  • 173.39
  • 79.41
  • NYSE Code ENVA
  • Stock Name Enova International
  • Sector Financial Services
  • 52 Weeks High 173.39
  • 52 Weeks Low 79.41
  • Enova International (NYSE: ENVA) - Q4 FY25 Financials Highlights

    Metric (Q4 FY25) Q4 FY25 Value Q3 FY25 Value QoQ Δ Q4 FY24 Value YoY Δ
    Total revenue $839 million  $803 million  4.50% $730 million  15%
    Net revenue margin 60%  57%  +3 pp 57% ​ +3 pp
    Diluted EPS (GAAP) $3.00 ​ $3.03  -1% $2.30 ​ 30%
    Adjusted EBITDA $211 million  $218 million  -3% $174 million ​ 21%
    Total loans and finance receivables $4.9 billion  $4.5 billion  9% $4.0 billion ​ 23%
    Originations (quarterly) $2.3 billion  $2.0 billion  15% $1.7 billion ​ 35%

  • Enova International (NYSE: ENVA) - Earnings Call Summary for Q4/2025

    • Revenue up 15% YoY to $839M, driven by 32% higher originations at $2.3B and record portfolio of $4.9B.
    • Adjusted EPS rose 33% to $3.46, beating expectations, with net revenue margin improving to 60% on strong credit (charge-offs at 8.3%).
    • SMB segment led growth (68% of portfolio), with 34% revenue increase to $383M; consumer revenue up 3% to $446M.
    • 2026 outlook positive: ~15% originations growth expected, EPS up at least 20%, boosted by pending Grasshopper Bank acquisition for synergies.
    • Capital allocation strong: $35M in share repurchases; $1.1B liquidity supports flexibility amid stable macro conditions.
  • Enova International (NYSE: ENVA) vs NYSE - Relative Performance

    The image showcases Enova International's 1-year performance relative to NYSE.
    Relative Performance - Last 1 Year
    ENVA —   NYSE —

  • Enova International (NYSE: ENVA) - Price Performance

    Enova International - Price Performance
    Enova International - Price Performance

  • Enova International (NYSE: ENVA) - Technical Analysis (Daily)

    Enova International - Daily Technical Analysis
    Enova International - Daily Technical Analysis

    • After breaking above the trendline resistance, the stock entered a consolidation phase.
    • It has now broken out of this consolidation, marked by a fresh all-time high, and is expected to sustain its bullish momentum.
  • Enova International (NYSE: ENVA) - Oscillators

    Indicator Value Zone
    RSI-14 69.00 Neutral
    CCI-20 178.86 Overbought
    Stochastic RSI 100.00 Overbought
    Stochastic %K 91.49 Overbought
    William %R -4.61 Overbought

  • Enova International (NYSE: ENVA) -Exponential Moving Averages (EMAs)

    EMA Value Stock Position
    10 EMA 162.78 Above
    20 EMA 160.52 Above
    30 EMA 157.98 Above
    50 EMA 152.1 Above
    100 EMA 140.12 Above
    200 EMA 125.73 Above

  • Conclusion - Enova International (NYSE: ENVA) Stock Price Forecast

    Based on our positional trading in USA stocks, Enova International stock price target will be USD 182 - USD 185 in the next 12-14 trading sessions.

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  • Buy
  • Buy
    Range
  • Target
  • Stoploss
  • Upside
    Potential
  • Trade
    Duration
  • Enova International
  • 168 - 172
  • 182 - 185
  • Below 156
  • 6% - 7%
  • 12 - 14 Days
  • Buy Enova International
  • Buy
    Range
    168 - 172
  • Target 182 - 185
  • Stoploss Below 156
  • Upside
    Potential
    6% - 7%
  • Trade
    Duration
    12 - 14 Days
  • Buy
  • Buy
    Range
  • Target
  • Stoploss
  • Upside
    Potential
  • Trade
    Duration
  • Enova International
  • 168 - 172
  • 182 - 185
  • Below 156
  • 6% - 7%
  • 12 - 14 Days
  • Locked Image
    Locked Image
    Locked Image
    Locked Image

    6% - 7%

    12 - 14 Days

  • Buy
    Enova International
  • Buy
    Range
    168 - 172
  • Target
    182 - 185
  • Stoploss
    Below 156
  • Upside
    Potential
    6% - 7%
  • Trade
    Duration
    12 - 14 Days
  • Locked Image
    Locked Image
    Locked Image
    Locked Image

    6% - 7%

    12 - 14 Days

    * Once the first target hit, reset the StopLoss at your buying price.
    * Trade durations are approximate; actual holding period may vary.

    Enova International (NYSE: ENVA) - Stock Overview

  • NYSE Code
  • Stock Name
  • Sector
  • 52 Weeks High
  • 52 Weeks Low
  • ENVA
  • Enova International
  • Financial Services
  • 173.39
  • 79.41
  • NYSE Code ENVA
  • Stock Name Enova International
  • Sector Financial Services
  • 52 Weeks High 173.39
  • 52 Weeks Low 79.41
  • Company profile

    Enova International, Inc. is a technology-driven financial services company operating in the U.S., Brazil, and other international markets. It provides installment loans, lines of credit, and small business financing, along with loan-related services through partnerships with third-party lenders and banks. The company also offers money transfer services. Enova markets its products under brands such as CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea. Founded in 2003, Enova is headquartered in Chicago, Illinois.

  • Enova International (NYSE: ENVA) - Q4 FY25 Financials Highlights

    Metric (Q4 FY25) Q4 FY25 Value Q3 FY25 Value QoQ Δ Q4 FY24 Value YoY Δ
    Total revenue $839 million  $803 million  4.50% $730 million  15%
    Net revenue margin 60%  57%  +3 pp 57% ​ +3 pp
    Diluted EPS (GAAP) $3.00 ​ $3.03  -1% $2.30 ​ 30%
    Adjusted EBITDA $211 million  $218 million  -3% $174 million ​ 21%
    Total loans and finance receivables $4.9 billion  $4.5 billion  9% $4.0 billion ​ 23%
    Originations (quarterly) $2.3 billion  $2.0 billion  15% $1.7 billion ​ 35%

  • Enova International (NYSE: ENVA) - Earnings Call Summary for Q4/2025

    • Revenue up 15% YoY to $839M, driven by 32% higher originations at $2.3B and record portfolio of $4.9B.
    • Adjusted EPS rose 33% to $3.46, beating expectations, with net revenue margin improving to 60% on strong credit (charge-offs at 8.3%).
    • SMB segment led growth (68% of portfolio), with 34% revenue increase to $383M; consumer revenue up 3% to $446M.
    • 2026 outlook positive: ~15% originations growth expected, EPS up at least 20%, boosted by pending Grasshopper Bank acquisition for synergies.
    • Capital allocation strong: $35M in share repurchases; $1.1B liquidity supports flexibility amid stable macro conditions.
  • Enova International (NYSE: ENVA) vs NYSE - Relative Performance

    The image showcases Enova International's 1-year performance relative to NYSE.
    Relative Performance - Last 1 Year
    ENVA —   NYSE —

  • Enova International (NYSE: ENVA) - Price Performance

    Enova International - Price Performance
    Enova International - Price Performance

  • Enova International (NYSE: ENVA) - Technical Analysis (Daily)

    Enova International - Daily Technical Analysis
    Enova International - Daily Technical Analysis

    • After breaking above the trendline resistance, the stock entered a consolidation phase.
    • It has now broken out of this consolidation, marked by a fresh all-time high, and is expected to sustain its bullish momentum.
  • Enova International (NYSE: ENVA) - Oscillators

    Indicator Value Zone
    RSI-14 69.00 Neutral
    CCI-20 178.86 Overbought
    Stochastic RSI 100.00 Overbought
    Stochastic %K 91.49 Overbought
    William %R -4.61 Overbought

  • Enova International (NYSE: ENVA) -Exponential Moving Averages (EMAs)

    EMA Value Stock Position
    10 EMA 162.78 Above
    20 EMA 160.52 Above
    30 EMA 157.98 Above
    50 EMA 152.1 Above
    100 EMA 140.12 Above
    200 EMA 125.73 Above

  • Conclusion - Enova International (NYSE: ENVA) Stock Price Forecast

    Based on our positional trading in USA stocks, Enova International stock price target will be USD 182 - USD 185 in the next 12-14 trading sessions.

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    Details of Arijit Banerjee

    Arijit Banerjee CMT CFTe is a seasoned expert in the financial industry, boasting decades of experience in trading, investment, and wealth management. As the founder and chief strategist of Naranj Capital, he’s built a reputation for providing insightful research analysis to guide investment decisions.

    Arijit’s credentials are impressive, holding both the Chartered Market Technician (CMT) and Certified Financial Technician (CFTe) designations. These certifications demonstrate his expertise in technical analysis and financial markets.

    Through Naranj Capital, Arijit shares his market insights and research analysis, offering actionable advice for investors. His work is featured on platforms like TradingView, where he publishes detailed analysis and recommendations.

    If you’re interested in learning more about Arijit’s work or Naranj Capital’s services, you can reach out to them directly through their website